Open any HTML filing on sec.gov/edgar
Pro tip: In the SEC Inline XBRL viewer (`sec.gov/ix?doc=...`), click 'Menu -> Open as HTML' for ultra-fast native text selection.
AI Chrome extension for SEC EDGAR: audit 10-K footnotes, 10-Qs, and S-1s in place.
Highlight accounting footnotes, Risk Factors, and MD&A tables directly inside SEC EDGAR HTML filings (sec.gov) and analyze them in place with your shortcut (default: Ctrl+Shift+X).
Best fit
Best for equity and credit analysts, investors, M&A attorneys, and journalists reading corporate filings on sec.gov/edgar.
On-screen walkthrough
How this looks on a real webpage.
Instead of switching tabs and rebuilding context, highlight the exact passage that slowed you down and press your shortcut (default: Ctrl+Shift+X or Cmd+Shift+X on macOS, fully customizable in settings).
1. Highlighted on page (sec.gov/edgar — Form 10-K Note 9: Debt & Credit Facility Covenants)
The Term Loan Facility requires the Company to maintain a Consolidated First Lien Net Leverage Ratio not to exceed 4.50 to 1.00 as of the last day of any fiscal quarter, stepping down to 4.00 to 1.00 commencing with the fiscal quarter ending December 31, 2026. For purposes of calculating Consolidated EBITDA under the Credit Agreement, pro forma cost savings and synergies are capped at 20% of Consolidated EBITDA for any trailing four-quarter period.
Ctrl+Shift+X“Summarize the covenant cliff and the cap on EBITDA add-backs.”
2. Vezz me on-screen answer overlay
1. **Covenant Step-Down Cliff**: Max First Lien Net Leverage tightens from **4.50x to 4.00x on Dec 31, 2026**—requiring EBITDA growth or net debt paydown before Q4 close to avoid technical default.
2. **Cap on 'Synergy' Add-Backs**: Pro forma cost-savings and synergy adjustments cannot exceed **20% of trailing 12-month Consolidated EBITDA** when computing covenant compliance.
3. Suggested follow-up questions in thread
- “If current Net Debt is $900M and TTM EBITDA is $210M, how much EBITDA or debt paydown is needed before Dec 31, 2026?”
- “Explain what 'First Lien Net Leverage' excludes compared to Total Leverage.”
Step-by-step workflow
How to run this workflow in place.
Highlight the specific footnote, debt covenant, or MD&A table
Select the exact paragraph or table rows in Item 1A (Risk Factors), Item 7 (MD&A), or Item 8 (Notes to Consolidated Financial Statements).
Run the SEC Filing & Earnings Auditor preset
Press your shortcut to audit quality of earnings, accounting estimate changes, and off-balance-sheet commitments without losing your scroll position.
Key details
Why this approach works better than switching tabs.
Comparison Matrix
Analyzing SEC EDGAR Filings
Comparing in-page EDGAR selection against tab-switching and enterprise terminals.
| Workflow | Strengths | Tradeoffs |
|---|---|---|
| Vezz me on sec.gov | Auditing exact footnotes and Exhibit 10.1 covenants in place at $0–$12/mo | Analyzes the sections you highlight rather than indexing multi-year filing archives |
| Copy-pasting into a separate chat tab | Ad-hoc queries | Constant Alt-Tabbing breaks concentration in 150-page filings |
| Enterprise financial terminals (AlphaSense / BamSEC) | Cross-company transcript search | Costs $3,000–$15,000+ per seat per year |
Frequently asked questions
Common questions about platform guide — sec edgar.
Does Vezz me work on 8-K merger agreements and credit agreements (Exhibit 10.1)?
Yes! Material contracts attached as Exhibit 2.1 or Exhibit 10.1 to 8-Ks and 10-Ks are some of the best places to use Vezz me—especially for MAC clauses, debt covenants, and executive compensation triggers.
Can it compare two quarters' MD&A paragraphs?
Yes. Copy Q2's paragraph into your clipboard, highlight Q3's paragraph on screen, press your shortcut, paste Q2 into the prompt, and ask what changed.
Does Vezz me store or leak my proprietary investment research?
Vezz me uses activeTab only—it never tracks which tickers or EDGAR URLs you browse in the background.
Related workflows & guides
Explore connected pages.
Ready to try this workflow on your own reading?
Install Vezz me free, highlight text on any webpage, and press your customizable shortcut (default: Ctrl+Shift+X or Cmd+Shift+X on Mac) to get an answer right beside the source.
